A decision isn’t a decision without a range of options to choose from; a selection of alternatives for you to think about and then select what is most relevant and beneficial for you. At Liberty Medical Scheme, we believe in making healthcare easier for you by giving you access to the information you need to make the right choices relevant to your needs. We believe in helping you feel free. Because true freedom only comes from informed decision–making.

With Gold Saver’s quality benefits, you know your health needs are safely looked after. It covers private ward fees for the birth of your baby and specific consultation and chronic medication benefits for children. This is a perfectly shaped option for individuals and young families.

In addition to the four chronic benefits for kids, Gold Saver offers generous cover for medical treatments in hospital and for the management of chronic illnesses. There’s also the Day–to–Day Extender, which includes cover for casualties, MRI/CAT scans, crime trauma, day procedures, pregnancy ultrasounds and a collection of preventative care benefits. All of which are paid for by the Scheme – not from your Savings Facility.

Gold Saver provides cover at 100% of the Liberty Medical Scheme (LMS) Rate. This means that if a medical service provider charges above this rate, the member is responsible for the difference.

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Platinum Saver provides all the healthcare cover you need as a growing family and as you mature. It includes rich day–to–day benefits paid from risk, covers additional chronic conditions and offers disease management. You can select your own hospitals and even get cover when you travel internationally.

If you’re looking for an excellent option that will support you holistically, Platinum Saver, with its extensive cover and special benefits, is ideal. It covers you for medical emergencies, medical treatments in hospital, chronic conditions, additional non–PMB conditions and even mental health treatment.

What’s more, we have introduced the Day–to–Day Extender, which provides cover for crime trauma, MRI/CAT scans, casualties, day procedures, pregnancy ultrasounds, as well as preventative care benefits, all of which are paid from Scheme risk, and not your Savings Facility.

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