A decision isn’t a decision without a range of options to choose from; a selection of alternatives for you to think about and then select what is most relevant and beneficial for you. At Liberty Medical Scheme, we believe in making healthcare easier for you by giving you access to the information you need to make the right choices relevant to your needs. We believe in helping you feel free. Because true freedom only comes from informed decision–making.

With Titan, every care has been taken to give you all–round superior cover that generously looks after your needs. Titan provides unlimited in–hospital cover, day–to–day benefits that are easy to manage and the freedom to choose your own service providers.

If you want freedom of choice in terms of out–of–hospital and in–hospital benefits, as well as the safety and security of threshold cover, the comprehensive Titan plan is ideal as it covers emergencies, basic and specialised dentistry, maternity care, hospitalisation, radiology and psychiatric treatment – as well as the 27 Chronic Conditions. Titan also has a savings facility, covering out–of–hospital expenses. This is available for immediate use.

Titan provides cover at 100% of the Liberty Medical Scheme (LMS) Rate. This means that if a medical service provider charges above this rate, the member is responsible for the difference. In addition, we have introduced the Day–to–Day Extender, which is a collection of out–of–hospital benefits paid by the Scheme, and not from your Savings Facility/Self Payment Gap/Above Threshold Benefit. The Day–to–Day Extender also includes cover for casualties, MRI/CAT scans, crime trauma, day procedures, and pregnancy ultrasounds.

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Do you want to enjoy peace of mind? Platinum Complete is the ultimate threshold and savings option, giving you the very best benefits available for all your day–to–day and hospital healthcare needs, plus the freedom to choose your own service providers. The long list of chronic illnesses covered is not restricted to Prescribed Minimum Benefits (PMB) and you’ll also be generously covered for a range of in– and out–of–hospital procedures.

With the introduction of the Day–to–Day Extender, members have access to cover for casualties, MRI/CAT scans, day procedures, crime trauma, pregnancy ultrasounds, as well as a collection of preventative care benefits. All benefits under the Day–to–Day Extender are paid by the Scheme and not your Savings Facility/Self Payment Gap/Above Threshold Benefit. This means total, 100% peace of mind.

Beyond this, there is an oncology benefit that covers supportive treatment for 12 months after active treatment, and treatment of HIV/AIDS.

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